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Most of us would probably own mobile phones right now. Some even own more than one!

Mobile phones have become a necessity nowadays. It has made communication may it be personal or business easier.

People tend to get the same phone models that somebody they know use especially with the availability of more affordable phones. As such some want to set their selves apart from the crowd by peronalizing their mobile phones.

I’ve seen people change the appearance of their phones by getting new cellphone casings/housings. Some would have their phones get custom designs either by airbrush painting or by getting one of those gmasks.

The easiest, and most probably the most affordable, way to customize would be by getting their own ringtones. Any audio file can be turned into your phones’ ringtone. There is a plethora of software and services available in the internet that could convert any audio file into a ringtone format that is compatible with your mobile phone.

You can grab a couple of ringtones from RingtonesFactory.com

Ringtonesfactory.com offers a huge selection of ringtones, graphics, wallpapers, and games for your cell phone. No matter what your cellular provider is, you can have any of the hottest ringtones delivered to your phone within seconds, no credit card or software needed.

You can take ringtones to another level by getting ringback tunes. Ringback tunes are pretty much like ringtones but differ by the fact that the calling party hears the ringtone/ringback tone.

Some would get pouches and mobile phone bags to protect their phones.

So how about you? Do you personalize your mobile phone? How do you personalize your mobile phone?

Do you have an extra vehicle lying around that you are no longer using? Is it too old or broken that you can’t even sell it?

Well… why no Be a Car Angel!? Give Your Used Car, Boat, Plane, RV or Real Estate. Get a Tax Deduction and Avoid the Hassles of a Private Sale!

By donating your car/truck/RV/trailer, even if it is not in running condition, you can help end hunger in someone’s life today.

CarAngel is a Non-Profit 501c3 organization. Changing Lives is their Focus. Rest assured - your car donations will help change futures.

As such Car Angel will assist you in donating to integral partner charities that are changing lives daily. You can choose the charity organization or suggest one of your own. Together we will help single mothers, orphans, teen and adult rehabs, prison reform, and the poor and needy.

Plus, you do not have to hassle with sale ads, smog certificates, title transfers and lien or impound releases. Car Angel will take care of everything! Their towing service picks up your vehicle at no charge to you and you receive a full fair market value tax receipt. You can cancel your insurance the same day and keep your license plates.

Start Now and Feel Good. Make a difference for yourself and others.

Special People are waiting right now for you to donate to Car Angel: Orphans, Widows, Homeless, Single Mothers, Teens and Adults that need rehab,

Here are just some of the benefits you will receive when you donate cars to Car Angel:

•  Free towing from wherever your vehicle is located.
•  Up to the minute tax advice and a full fair market value tax receipt for your donation.
•  We have the nation’s fastest online-response-form.
•  Even if it needs costly repairs such as the engine or transmission we can take it.
•  No complex DMV title transfers waiting lines or smog checks.
•  No pricey newspaper ads and wondering whose going to show up at your doorstep.

Even if your vehicle is not in your name they can help you get the donation into your name. Don’t have a car but you would still want to donate? No worries! You can also Donate A House or Property.

Be a world changer and help change the world of someone that might just be a world changer too someday!

More info on the Moments with Daddy at Market! Market! Photo Contest at Shutter Box Philippines.

Father’s day is just around the corner. Have you shopped around for the perfect gift for your dad? Perhaps you already have one! Dads usually are into gadgets and stuff. So shopping around online for that gift wouldn’t really be a bad idea.

I am not being a cheapskate here but I would want to get the biggest bang for every penny I spend. Let’s face it… who wouldn’t?

Watch out for those Father’s day special sale. Be on the look out for discount codes, discount vouchers, discount coupons and rebates.

DealLocker.com, which is currently in beta, having the tag line “because friends help friends get deals” is just one of the many websites that can help you in getting the latest discount coupons that you can use to buy and also save from some of the famous stores and brands.

Store coupons from Dell coupons, Amazon, BestBuy, GoDaddy, Hewlett Packard, JCPenney, Kohl’s, Nike, Macy’s, Old Navy, Orbitz, Quill, RitzCamera, ShopBop, Staples, Victoria’s Secret and the list goes on and on are up for grabs at DealLocker.

You can easily search coupons by category the likes of camera coupons, cell phones coupons, clothing coupons, computer coupons, hotel coupons, food coupons, nutrisystem coupons, travel coupons, software coupons and yes, even lingerie coupons.

They also have a coupon blog where you can read check out the latest deals and coupons available. If you want you can subscribe to their RSS feed so you always get informed everytime there is a new deal.

In the event that you stumble upon a discount coupon somewhere and it still isn’t listed at DealLocker don’t hesitate to give back to the community and share the details of that particular deal. Adding a new coupon is as easy as entering the url of the website, the coupon code and a short description about the coupon.

So how about you do you know of any other coupon sites that we can use for our Father’s day gift online shopping?

Wedding-Band-Ring.Com comes from a reputable Los Angeles jewelry wholesaler with more than 20 years of experience in the jewelry industry. Their online store opened its doors to the web in late 1999.

They pride themselves on 3 major factors as they offer a wide collection of wedding rings and wedding bands. They have diverse range of unique wedding and jewelry lines that are the same quality, or in some cases, better quality than you will find in a regular jewelry retailer, affordable pricing that beats any other competitor in the market and the drive to constantly exceed client expectations and requirements through excellent customer service.

Their wedding bands are the most high-end and sought after item. If you would shop around from other stores, you would most likely find celtic wedding bands retailing around US$600 per ring. But with Wedding-Band-Ring.com you can get it for as low as US$300 but still have the same quality wedding band, and in most cases, a higher quality wedding band than you will find in a retail jewelry store.

You have several options in looking for that ideal ring or band. You can shop by metal type white gold, yellow gold, two tone, tri-color gold, rose gold, titanium or platinum. Or shop by style braided bands, hammered bands, hand carved rings, celtic wedding rings, diamond wedding bands, paisley design bands, personalized rings, Christian rings, narrow/thin bands and plain/simple bands. Or choose from engagement rings design engagement rings, solitaire engagement rings, three stone diamond rings, antiqued rings and gemstone engagement rings.

Ordering is hassle free since they give you a 45 day return policy and even offer you one year warranty with your purchase.

Gombos Atila, 28 years old who has been in the art and advertising industry for more than eight years now, runs the new Stylish blog which is basically a programming design blog that also tackles webdesign, money and life. Together with his team of seasoned writers they share their insights in the world of art, culture and design.

The group has categorized their posts into Finance, Personal, Programming, Technology, Tools and Video.

You can find some invaluable tech tips and tricks from the blog such as knowing the things to check before calling your dedicated support professional, get to know more about capacity planning, how to properly setup and control user accounts, and even get some first hand info on what goes on in the spyware community.

At the time of this writing, there are currently 36 posts on the site but the numbers should continually increase easily in the days to come. The site is powered by wordpress and the pages load quickly. The site is also easy to navigate and the content is easy to read. I’d say it is pretty much a user friendly site.

The stylish blog has been online just this January of 2008 but it is already notable that the blog already has a Google Page Rank of 5! Wow! The stylish blog is definitely in the right track.

Drop by stylishwebdesign.us and check out what they have to say about web design, money and life.

Successful business ventures emanating from entrepreneurial ideas have produced a new breed of people in the business scene, the Nouveau Riche. French for new rich, their new found wealth spans the world from north to south, west to east of the globe. From the far flung areas and tropical hot counties to the cold fronts of snow cold countries. The nouveau riche definitely have made their mark.

Their industries are as varied as they are as diverse. The riches involved vary from low, medium to high with investment levels ranging from as low as six figure US Dollar investment to as high as a seven figure US Dollar investment.

Entrepreneurial initiatives taken to seize the opportunities in the market have been one of the overriding keys to success of the nouveau riche. From providing wireless networks to deliver broadband to tourists and different locals at Brazilian beach resorts to bio-diesel production in Argentina to creating an advertising network for India’s mobile content developers are situations that point to the relevance of addressing a market need. Filling that need, a nouveau riche is made.

Russia’s market need for an exclusive social network for its nouveau riche of millionaires and billionaires brought about by oil money is indeed a reality that ushers in opportunities as much as China’s need for home improvement products and services for its ever increasing population of middle class consumers that seem to burst in the seams.

An old industry with a new twist is mining. With prices of metals soaring especially gold, nickel and copper, mining projects that were once marginal are being revived as is what Bolivia is currently addressing.

While previously known for low grade wine, continuous development has brought Greece into award winning quality wines that have increased exports to the US in the same breath that fine wine imports to India, with India’s rapidly expanding middle class are on the rise.

Through improved fertilizing methods and setting up of farmer coops to improve pricing to farmers, Rwanda’s coffee industry is on the rise with demand for outstripping supply. Social entrepreneurship in South Africa not only creates positive social change in the grassroots but also a down to earth business with growth potentials.

Nouveau riche. Newly found wealth. These are definite signs of changing times, of emerging markets.

Are you planning to pursue Microsoft certifications anytime soon? You better check this list out. As the exam you are planning to take might be retired.

Microsoft Learning will retire 12 exams on March 31, 2009. These exams focus on technologies that are no longer included in Microsoft mainstream support. The exams are currently required to achieve Microsoft Certified Application Developer (MCAD), Microsoft Certified Solution Developer (MCSD), and Microsoft Certified Database Administrator (MCDBA) certifications.

Here is the list of Microsoft Developer exams that will be retired on March 31, 2009:

• Exam 70-300: Analyzing Requirements and Defining Microsoft .NET Solution Architectures
• Exam 70-301: Managing, Organizing, and Delivering IT Projects by Using Microsoft Solutions Framework 3.0 Exam 70-305: Developing and Implementing Web Applications with Microsoft Visual Basic .NET and Microsoft Visual Studio .NET
• Exam 70-306: Developing and Implementing Windows-based Applications with Microsoft Visual Basic .NET and Microsoft Visual Studio .NET
• Exam 70-310: Developing XML Web Services and Server Components with Microsoft Visual Basic .NET and the Microsoft .NET Framework
• Exam 70-315: Developing and Implementing Web Applications with Microsoft Visual C# .NET and Microsoft Visual Studio .NET
• Exam 70-316: Developing and Implementing Windows-based Applications with Microsoft Visual C# .NET and Microsoft Visual Studio .NET
• Exam 70-320: Developing XML Web Services and Server Components with Microsoft Visual C# and the Microsoft .NET Framework
• Exam 70-330: Implementing Security for Applications with Microsoft Visual Basic .NET
• Exam 70-340: Implementing Security for Applications with Microsoft Visual C# .NET

Microsoft SQL Server exams that will retire on March 31, 2009:

• Exam 70-228: Installing, Configuring, and Administering Microsoft SQL Server 2000 Enterprise Edition
• Exam 70-229: Designing and Implementing Databases with Microsoft SQL Server 2000 Enterprise Edition

Do you go to office everyday or perhaps you have your own office at home? It really doesn’t matter as long as you love what you do and of course you have a good working environment which keeps you safe and healthy.

A good working environment should be well lit, well ventilated and have well designed and functional office furniture. Numerous studies have shown that people tend to be more productive if they have a good working environment.

Office tables should be functional, efficient and sturdy. Are your office desks sturdy and stable enough to handle all the weight that you put on top of it? Do you still have enough desk space? Does it have cable ports that help you manage all those cables from your electronic devices?

If you answered no… consider checking out Inter County’s huge inventory of office furniture. They are considered to be UK’s # 1 having 22 years experience of supplying office furniture and accessories in the UK. They are an ISO 9001 Quality Assurance certified as well as an ISO 14001 Environmental Assurance certified firm.

They take pride in providing you great office furniture products that they are even giving their customers an 8-year guarantee on all their commercial quality office furniture.

Their price point grey office desks have 25mm thick tops unlike the tops by other brands which are only 18mm thick. With other brands, you would have to pay additional to get a cable port, but with Inter Country, you get 2 to 3 cable ports built-in. These tables are even tested by FIRA for strength. You are also able to select a color and also carry their 8 year guarantee.

Need help in planning how your office furniture should be laid out? No worries, Inter County will even give you FREE CAD planning service. How cool is that!?

Finding a great rug has never been a problem when you go with Superior Rugs. Superior Rugs is a division of Superior Importers Co, one of the largest manufacturers of Oriental Rugs and Persian area rugs. Superior Rugs has been in business for the past 20 years and is currently one of the leading supplier of area rugs with contemporary to traditional designs and distributes rugs around the world. When you order an area rug from Superior Rugs you are buying area rugs right off the factory floor and at the convenience of shopping online.

But if you are near the Central New Jersey area, you might want to drop by their factory direct warehouse and check out their broad inventory of rugs.

They let you choose rugs from as small as 2×4 to as big as 13×16! You also have a choice of rectangular area rugs, round area rugs and runner area rugs. And if you are very particular with the materials… you can choose from 100% silk rugs, 100% traditional wool rugs, 100$ contemporary wool rugs and even high quality synthetic rugs.

The most powerful decorative component in setting the mood of your room would probably color. Therefore, the color scheme you choose for your rug is essential. That is why Superior Rugs made it easy for you to choose a rug that would easily blend with your current theme or color combination by letting you search rugs by color such as black, blue, brown, cream, green, gold or red.

Also, remember that the color of your existing floor must be taken into consideration since it is the closest to your area rug. A nice and easy technique is to pick a rugs color from one you’ve used on a wall, or within a furnishing pattern.

While you are shopping for rugs, you might also want to get pads to go with it. You can choose from pads that are ideal for hard surfaces, carpets and hardwood.

On a budget and looking for cheap rugs? You can save up to 80% if you choose items from their clearance area rugs inventory. These items will change daily as they are sold. So if you see one that you like, you might as well order it now because quantities in the clearance inventory are limited.

You also get a 30-day money back guaranty and free shipping to boot!

Can’t get enough of those online social networks? Want to try out a new one?

3GB Community is the newest community online.  At the time of this writing, 3GB community already has around 575 members across 32 groups and over 1700 friendship connections made. It is still a relatively new social networking site that is why the memberbase isn’t that big yet. The beauty of this is that you get to be one of the pioneers of the community. How many people do you know that can claim that they are pioneers of a particular social networking site? Join now and you can be one. How cool is that!?

3GB Community lets you meet new friends as well as old friends online. Just like any other social network sites, you also get to upload and share your photos albums. You might also want to consider joining groups, do blogs chat with other members and even listen to the latest mp3 hits all from the same site.

Concerned with privacy issues? No worries! 3GB community has instituted privacy features which are not available with other social networks. As a member you get to keep your profile private so that only those who you explicitly permit will be the only ones to be able to access. Some sort of a blacklisting facility is available so that you can block someone from contacting you.

So what are you waiting for? Join 3gb community 3gb.biz!

The Ramon Aboitiz Foundation, Inc. (RAFI) launched the 4th Triennial Awards to recognize exemplary individuals and outstanding institution in the Visayas and Mindanao.

Given every three years, the 4th Triennial Awards recognizes the exemplary work of individuals and institutions that effect positive change and bring hope to the lives of the less-privileged.

The exemplary individual category Ramon Aboitiz Award for Exemplary Individual, is open to all Filipinos, natural born or naturalized children, at least 30 years old and of good moral character, dedicated to his/her chosen profession or vocation and has made significant contributions to the advancement of the well-being of his/her fellow Filipinos.

For the outstanding institution category, the Eduardo Aboitiz Award for Outstanding Institution is open to all institutions (government and non-government organizations, people’s organizations and other private institutions), established for at least three years with functional programs and services and have built dedicated partnerships with other groups in bringing about comprehensive and responsible development.

The Exemplary Individual and Outstanding Institution will receive a cash prize and a trophy.

Nomination forms are now available at the office of the Ramon Aboitiz Foundation, Inc. located at 35 Lopez Jaena Street, Cebu City, Tel. No. (032) 255-5626 to 27 or their website www.rafi.org.ph/triennials. Nominations are also available online.

Prevent Fire: Be Informed, Get Involved! is the theme of the Fire Prevention Month for this year.

Fire Prevention Month is observed every year per Presidential Proclamation No. 115-A aimed at raising the level of awareness of the public of the ways to prevent fires and save lives and properties.

Here are some simple tips that could go a long way in helping with fire prevention (source: PIA):

• Candles and Lamps
  • Do not set the lamp too close to the curtain; never read in bed by candle or lamp
  • Do not leave a burning candle unattended
• Vehicular fires
  • Do not smoke or use an open flame while refueling and when inspecting the gas tank, the radiator or the battery;
  • Install a portable fire extinguisher in your vehicles
  • Check wiring insulation frequently to avoid short circuit
• Cigarettes and Matches
  • Never smoke in bed (better yet, don’t smoke at all… remember! smoking is dangerous to your health!)
  • But if you still like to smoke… Do not allow cigar and cigarette butts into the waste basket.
  • Always have ashtray available in your home
  • Crush your cigarette thoroughly before discarding them
  • Strictly obey “No Smoking” signs
  • Keep matches and lighter away from the reach of children.
• Electrical Equipments and Appliance
  • Unplug electrical appliance after use
  • Avoid octopus connections
  • Don’t replace a blown fuse with tin foil, wire or any other metal to short circuit the current. Use only approved standard fuse
  • Don’t leave electric iron with the current on
  • Never let electrical cords trail across floors or under rugs
  • Don’t hang electrical wiring cover pipes, nails, etc.
  • Avoid the use of illegal electrical connections.
• When your clothes catch fire…
  1. Do not run. Running fans the flame.
  2. Drop to the ground
  3. Roll over and put out the flame while covering your face with your hands for protection
  4. The victim can be helped by covering with any heavy woolen cloth to smother the flame.

It is always good to know the phone number of the fire station nearest you.

In case of a fire, do not to panic, stay calm but act quickly.

Do you have some other fire prevention tips you’d like to share with us?

I was about to check my mails awhile ago on Gmail when I noticed the new content being displayed in the login page. It says:

New! Introducing Gmail Paper

Everyone loves Gmail. But not everyone loves email, or the digital era. What ever happened to stamps, filing cabinets, and the mailman? Well, you asked for it, and it’s here. We’re bringing it back.

(more…)

Try it out. Send free SMS messages to US and Canada through CallWave